Dear Google - Not Evil? - Then Please Define Evil

I Love Google.

I have gone back and forth in my head about utilizing the vast array of products and services that Google offers. In particular their AdSense and AdWords services. But it just seems too sketchy... too bizarre. They are the least transparent and disrespectful entity, in terms of how they treat their clients, partners, and their share holders (aka owners).

Here is a classic example...

How Credit Card Companies Make Money - What you may not know

If you are a consumer then chances are you have a credit card account, or at least have had a credit card account in the past.

Do you know how credit card companies make money? 


Do you know why credit card companies are so willing to lend via unsecured revolving accounts?


Most people would guess credit card companies such as Visa, Master Card, Discover, and American Express make their huge profits by charging consumer borrowers interest on the money they borrow via their credit card.

Most people are wrong.

GDP Growth Rate 2% - This is Starting to Feel Real

Third quarter GDP grew at a annual rate of 2%. This is the third or fourth consecutive quarter of GDP growth.

New Facebook Search Engine

I have heard rumors that there is a new search engine in the works. Supposedly a Facebook.com based search engine. That is all I really have on the matter. But what a rumor that is... wow.

A Facebook search engine would be huge.

Buffet Takes a Big Step in Passing the Tourch - Todd Combs... Who?

Warren Buffet is in my opinion the best investor and most talented business man that was born in the last 100 or so years.

Today as I read the Wall Street Journal I learned that Warren Buffet named Todd Combs as a Successor of Berkshire Hathaway.

Who is Todd Combs

Rent to a Ghost?

Rent a room in these hard financial times. Room with a ghost and save on rent.

Bank of America - Ruining a Good Thing at WaWa's

This is based on a personal experience and is a personal post. It is about both Bank of America and WaWa.

Verizon vs AT&T - Comparing iPad Data Plan Financial Value

In my last post I reported that Verizon and AT&T will soon be selling the iPad in all retail locations. The iPad will be available through these two companies before the month of October is out. I believe the exact date is October 28th.

I made no effort to hide my personal feelings about this notion. I was very transparent about my excitement and anticipation for the new Verizon option. They will now add competition to AT&T's data plan solution for iPad owners and users.


I want to prove my point. I wanted to do a post comparing AT&T and Verizon iPad data plans.

iPad - Soon Sold by Verizon and AT&T Retail Locations

Apple has announced that they are planning to allow both Verizon and AT&T to sell the iPad out of their retail locations.

The iPad will be available for sale at all Verizon and AT&T locations starting at the end of October before Halloween.

Online Advertising Spending Round Up

Well the overall economy, the housing market, and consumer credit may be struggling but there is one side of the economy who missed the recession memo.

The online advertising and marketing industry is popping like never before. The entire industry seems to be doing well. All the usual suspects are turning big gains in revenue, profits, and of course possibility.

The Social Network - What Do You Know About Success?

Most people have a complete ignorance of what the cost and risk is of becoming extremely successful and extremely rich.

Do you want to know?

Are you sure?

MERS - Failure of Mortgage Security Registration

MERS - Mortgage Electronic Registry System

MERS which is an abbreviation for Mortgage Electronic Registration System has been the ultimate authority and primary database of mortgage security registration and is where the records for proof of ownership has been kept since 1997.

MERS was created to make it easier, and less costly to trade mortgage backed securities.

Private Sector Jobs Increasing... a Little

The private market added an additional 65,000 thousand or so jobs over the last month.

Consumer Credit Declines

Consumer credit is declining. The American consumer is able to buy less and less on credit with every passing month.

During the month of July consumer credit dropped by about 3 billion dollars. As of August the collective American consumer was able to buy 2.4 trillion dollars worth of merchandise via credit if we were to all max out every account we had.

The Recession is Officially Over... Unless You ask Warren

Warren Buffet (now worth about 45 billion dollars) has said that the recession is not over.

Not but a few days ago the powers that be said that the recession ended in June. Then the next day the Oracle of Omaha confidently stated that the recession is in fact not over.