Consumer Credit Declines

Consumer credit is declining. The American consumer is able to buy less and less on credit with every passing month.

During the month of July consumer credit dropped by about 3 billion dollars. As of August the collective American consumer was able to buy 2.4 trillion dollars worth of merchandise via credit if we were to all max out every account we had.

US Economic Growth... Well Kinda

The United States economy is at a fork in the road. Which way and where it will go? Nobody really knows, even if they don't tell you so.

How to Hedge a Failing US Economy

The finance blogs and finance bloggers of the world have been speaking of a dooms day looming in the not so distant future of the American economy. The really scary part is that they all have strong arguments.


There is a large supply of worry, and perhaps even a larger supply of reasons to be worried about.


In researching the current state of the American economy I had a few moments to think about what would be a good investment.


I asked myself; where should one put their hard earned money?




The Answer will shock you...

Stabilizing The Housing Market – How America Did It

The mortgage loan and housing crisis created tremendous economic anxiety and directed the American economy towards a black hole of financial hardship.

Though the US economy is not out of the recession or perhaps depression, things have appeared to settle down a bit.

It looks as if the housing market may be stabilizing. This sis a article exploring the steps and actions that were taken to stabilize the US housing market.

Refinancing Consumer Craze - Low Mortgage Interest Rates

Low Mortgage Rates – Low Mortgage Origination –

Sky Rocketing Mortgage Refinance Origination Loans

Low Mortgage Rates Create High Demand for Mortgage Refinancing

Mortgage rates are low as they can be. I honestly do not know if we are ever going to see rates this low ever again. Though I should say that statements like that somehow always seem to turn out wrong.