America's Banks are Financially Baked - Crispy and Risky

Financially crispy, and unfortunately risky. That is the blunt truth regarding the US banking industry.

The unfortunate and scary reality of the matter is that out of the nearly 8,000 banks that are FDIC insured almost 830 of them are on the "oh crap" list that is kept by the FDIC.

That is a little more then 1 out of every 10 banks, or more specifically 11%.

Fox Hole Girls Protest For God - Jesus Loves Strippers Too!

Fox Hole Strippers Protest Harassment of Warsaw Ohio Church Members

I can just picture that first Sunday in early August 2010.

Fox Hole Strip Club - Strippers Protest Church Members

"Mommy, Mommy look... How come those girls get to wear their bathing suit?"

Please allow me to introduce Angel and Candy Cane. Fox hole strippers protesting the members of a Warsaw church in the state of Ohio.

US Economic Growth... Well Kinda

The United States economy is at a fork in the road. Which way and where it will go? Nobody really knows, even if they don't tell you so.

How to Hedge a Failing US Economy

The finance blogs and finance bloggers of the world have been speaking of a dooms day looming in the not so distant future of the American economy. The really scary part is that they all have strong arguments.


There is a large supply of worry, and perhaps even a larger supply of reasons to be worried about.


In researching the current state of the American economy I had a few moments to think about what would be a good investment.


I asked myself; where should one put their hard earned money?




The Answer will shock you...

HAMP Modifications Are Drying Up - Uh Oh?

I was reading over an article I saw on a proclaimed debt help resource for homeowners.

The article was on the stats and numbers pertaining to the HAMP modification performance to date.

I expected to see good numbers as I have been hearing good things amidst the never ending slue of finance blog posts that I read on the housing market.

Stabilizing The Housing Market – How America Did It

The mortgage loan and housing crisis created tremendous economic anxiety and directed the American economy towards a black hole of financial hardship.

Though the US economy is not out of the recession or perhaps depression, things have appeared to settle down a bit.

It looks as if the housing market may be stabilizing. This sis a article exploring the steps and actions that were taken to stabilize the US housing market.

Refinancing Consumer Craze - Low Mortgage Interest Rates

Low Mortgage Rates – Low Mortgage Origination –

Sky Rocketing Mortgage Refinance Origination Loans

Low Mortgage Rates Create High Demand for Mortgage Refinancing

Mortgage rates are low as they can be. I honestly do not know if we are ever going to see rates this low ever again. Though I should say that statements like that somehow always seem to turn out wrong.

Sex Sells - Republicans Reverting to What Works - Watch Out Palin - Nikki Haley is Turning Heads

 Republicans Sporting Old Fashioned Sex Appeal

Republicans and the rest of the political world are still not quite sure what they uncovered when they brought Sarah Palin to the presidential race. I say the republican party is really on to something here.

Financial Reform Pushed Through By Democratic Majority and Three Republicans

A New Financial Industry Reform Bill Has Passed

Well 2,100 pages of potential American Policy and Law fixing to keep a tighter watch on the financial industries practices of marketing products to the American Consumer is on its way to Presidents Obama's Desk. Obama is expected to sign.

Goldman Sachs Settles with the SEC - Over Half a Billion Dollars - No Financial Biggie

Goldman Sachs who really caught some heat from the subprime mortgage securities it was selling as securities (imagine that) settled with the SEC for a little more then 500 million dollars.

Judge Judy Rules On America's Tube

Judge Judy Tops Ratings Charts

So I am glancing over scraps of a USA Today Newspaper and wouldn't you know it Judge Judy is glaring at me from the Life section with that judgmental scowl. Actually that is a bit of a fib. She was smiling and looked deceptively friendly.

Credit Unions or Banks? Are they the Same? Whats the Difference?

So I was out with a girl the other night. It is our second date. We were talking and some how the term bank and credit union came up. She didn't know the difference.

Know the difference between credit unions and banks. Please.

Well to save the very few others who don't know here is the scoop...

Summer Block Buster Does it Right - Cameron and Tom Light It Up

For a while, I lost faith in the big screen. It just seemed that it was all about the quick money and not so much about the movie. The producers spend big on advertising and marketing talent and almost nothing on movie making talent. I hate that trend.

However, I am glad to share that the action-packed blockbuster known as "Knight and Day" has reawakened my soft side for shelling out $10.00 for a flick.

Mrs. Diaz was awesome and cruise was cool too. These guys really pulled it off together.

C. Diaz in small silver sexy bikini bottom

Home Sales Drop By Coupon Rate Value After Discount Tax Credit Expired

Home sales of existing homes have fallen in May by over 2 percent. This is no doubt a result of the non existent tax credit incentive that has expired. The drop in sales was 2.2% as if 2.2% of the buyers that were present last month had dropped off the market. The discount or "coupon" for first time home buyers was also dropped from the market. The use of coupons or the coupon rate is known to keep pace @ 2.2%. Hmmmmm....

Tax Law and the American Tax Flaw

No taxation with out representation. This is a wonderful and essential principle of the United States tax system. This principle is at the core of tax law, as well as its relation to government representation, and part of the foundation of the current governing system. Despite this founding principle deeply woven into the structure of America, there is a flaw.

The flaw is not in the no taxation with out representation the flaw comes in the form of a missing component to that same principle.





What is the American Flaw of Tax Law?

Snoopy and Charlie Brown Sold Out - 175 Million Peanuts

Charles Schulz the creator of Peanuts and the lovable Charlie Brown and his dog Snoopy has managed to make waves across the branding and advertising world despite being dead.

Forgive the blunt language, I love the cartoon classic, I even contribute to the 2 billion a year in retail sales the trade mark and brand pump out on an annual basis (not for me my pops can not get enough of them {teachers}).







The brass tax of the deal boils down to the following: